One good reason to use eMatters is that we are 100% fully owned and developed by Australians.

With so many options available in the marketplace, we created this quick reference guide giving an overview of the eMatters products against other gateways and also the solutions provided by the banks. These details are accurate at the time of writing.

	eMatters Gateway	Other Gateways	Bank Provided Solution
Immediate Authorisation
Fully Integrated Mobile EFTPOS Machine
Online Reporting
Secure SSL with restrictions on the availability of card details
Integrated Verified by Visa / MasterCard SecureCode
IP Country Checking and Blocking
BIN Number Checking and Blocking
3 Strikes and Out
Integrated SMS Gateway
Choice of 11 Banks, located in AU, NZ and SG.
Ability to switch from to an alternate bank without system re-engineering
Integrated Rebilling solution
No fixed contract period
Free Setup of existing merchant accounts with most banks
Virtual Terminal application integrated with desktop - can be used without passwords/usernames.
Direct Debit Processing, for those people without credit cards but who wish to pay their monthly subscriptions automatically. Good for Gyms etc.

XML Updating of BillSmart, OnBIll.Credit and OnBill.Debit Data

eMatters Toolbox allowing automated updating of OnBill.Debit data on a daily basis.
Virtual Terminal Enterprise Edition, running of a number of Windows-based platforms. Allowing up to 250 users.

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=Not Supported - = Supported - =Supported by some.